Health insurance plans, How to claim, basics, policies, rules
Health insurance plans, How to claim, basics, policies, rules

Health insurance plans, How to claim, basics, policies, rules

health insurance cover costly? A Rs 50k voluntary deduction can reduce premium by up to 35%”/>Finding Rs 1 crore health insurance cover costly? A Rs 50k voluntary deduction can reduce premium by up to 35%

If you have a health insurance policy with a low sum insured, you face a big risk. A few years from now, the cost of treatment will, in all probability, be many times higher than your policy coverage. In such cases, you will end up paying the extra cost from your own pocket. On the other hand, if you go for bigger sums insured the premium is high because of which only a few can afford. However, a voluntary deduction can bring down the premium. Here’s how it works and whether you should go for it.

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Sundaram Finance to offer Care Health Insurance products to customers

With this association, city-headquartered Sundaram Finance will offer Care Health’s innovative range of health insurance solutions to its loyal and increasing customer base. The products would be offered in the retail and group segments of Sundaram Finance customers who in addition to the company’s existing portfolio of technology driven and customized offerings can now have their diverse insurance needs under one roof.

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How to choose the best health insurance policy with restoration benefits

Whenever you make a claim against your health insurance, your remaining coverage, depending on the sum insured, comes down or gets completely exhausted. If you go for another claim under the policy, the remaining value of the sum insured might not be adequate. This is where a restoration benefit helps.

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Is buying a top-up health insurance plan a dependable solution for all your future health expenses?

When it comes to hospital stay, a good part of the expense is directly linked to room rent. With time the daily room expenses will go up manifold but your basic health insurance coverage will remain fixed. If you opt for a higher room rent than what your base policy offers then these tied expenses will also go up proportionately and your out of pocket expenses will rise significantly despite a top-up plan.

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