gold plans
gold plans

Best Cheap Health Insurance in Indiana (2023)

The cheapest health insurance for people seeking a Silver plan in Indiana is the CareSource Marketplace Low Premium Silver plan, which is the most affordable Silver plan in all 92 counties in the state.

Indiana residents can find cheap health insurance on their state exchange, but the best plan depends on your medical condition, financial situation and the region in which you live.

The average health insurance premium in Indiana for a 40-year-old across all metal tiers is $460 per month. The average cost of coverage for 2023 is about the same as for 2022.

We compared Indiana plans by metal tier and identified the most affordable health insurance policy in the state for each level of coverage. There are three levels of coverage offered on the state marketplace, and we recommend using the table below as a baseline when comparing the different costs and benefits among metal tiers.

Bronze CareSource Marketplace Bronze $305 $9,100 $9,100
Silver CareSource Marketplace Low Premium Silver $377 $6,500 $9,100
gold Ambetter Everyday Gold $524 $750 $7,500

For example, the CareSource Marketplace Low Premium Silver is the cheapest Silver plan. It comes with a monthly premium of $377 for a 40-year-old, but it has a deductible of $6,500. On the other hand, the monthly premium for the cheapest Gold plan, the Ambetter Everyday Gold, is $524. But the Gold health insurance policy has a much more affordable deductible of $750.

Cheapest health insurance companies in Indiana

Find Cheap Health Insurance Quotes in Indiana

the age of each person insured and the coverage tiers are two important factors that affect your monthly premium. As your age increases, premiums across all metal tiers increase. For example, a 40-year-old would pay an average of $477 less per month than a 60-year-old for a Silver health plan in Indiana. But that same 40-year-old would

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Best Cheap Health Insurance in Louisiana (2023)

Finding the best health plan with the coverage to fit your needs can be challenging, so we compared health insurance plans in Louisiana by metal tier in order to determine the most affordable policies available for each level of coverage. The insurers and policies below may not be available in your region, but you can use this information as a starting point to compare the costs and benefits you can expect from a given metal tier.

For example, the Christus Silver plan has a minimum monthly premium of $496 (before subsidies) for a 40-year-old in Louisiana shopping for Silver coverage. This is $57 less than the monthly premium for the cheapest Gold plan. In exchange for this lower rate, you would have to pay more out of pocket — the Silver health plan’s deductible, for example, is $1,250 greater than that of the Gold plan.

Bronze Christus Bronze $389 $9,100 $9,100
Silver Christus Silver $496 $2,000 $8,400
gold Ambetter Everyday Gold $553 $750 $7,500

Two factors that greatly affect your monthly health insurance premiums are metal tier and age. The metal tier, or coverage tier, affects how much money you pay out of pocket. You have lower deductibles, copays and coinsurance with higher tiers — but also higher monthly premiums.

And as your age increases, the monthly health insurance rates you have to pay increase across metal tiers. For a Silver health care plan, a 40-year-old in Louisiana pays 28% more on average than a 21-year-old for the same level of coverage. A 60-year-old pays 112% more than a 40-year-old for the same health plan.

Cost of health insurance in Louisiana

Finding your best health insurance coverage in Louisiana

In Louisiana, the availability and costs of policies vary depending on the region in which you live. Higher metal tier health plans, like Gold plans, come

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