medical care
medical care

medical care

ATTORNEY

Medical Malpractice: Understanding Your Rights and How Expert Lawyers Can Help Navigate Complex Cases

When we seek medical attention, we expect to receive the best care possible from trained and experienced professionals. Unfortunately, medical malpractice is a reality that can have serious consequences for patients and their families. Medical malpractice occurs when a healthcare provider fails to provide the appropriate standard of care, resulting in harm or injury to the patient. If you or a loved one has suffered harm due to medical negligence, it is important to understand your rights and how expert lawyers can help navigate complex cases.

Medical malpractice can take many forms, including misdiagnosis, surgical errors, medication errors, and birth injuries. Regardless of the specific circumstances, medical malpractice can have devastating consequences for patients and their families. Victims may experience physical pain and suffering, emotional distress, lost income, and mounting medical bills. In the most tragic cases, medical malpractice can result in permanent disability or even death.

If you suspect that you or a loved one has been a victim of medical malpractice, it is important to seek legal representation as soon as possible. Expert lawyers can help you navigate the complex legal process of a medical malpractice claim and ensure that your rights are protected. They can also help you gather the evidence needed to prove your case and negotiate with insurance companies and other parties involved in the case.

To prove medical malpractice, it must be shown that the healthcare provider failed to provide the appropriate standard of care, and that this failure caused harm or injury to the patient. The appropriate standard of care is determined by what a reasonable healthcare provider in the same specialty and geographic area would do under similar circumstances. This can be a complex and nuanced determination, requiring expert testimony

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INSURANCE

Report: Health Insurance Should Cover Non-Medical Services

Medical care makes up just a fraction of what determines a person’s health, and a new study makes the case that Medicaid in Texas should support non-medical services because of their health impacts and return on investment. While medical experts and public health officials have long been touting the importance of the social determinants of health, the report from Episcopal Health Foundation and the Center for Health Care Strategies provides some hard evidence about why these services should be funded in the Lone Star State.

Healthcare leaders always want issues addressed upstream. Early cancer detection results in better outcomes and is less expensive to treat, and a healthier lifestyle can often prevent diabetes. In recent years, other non-medical services have been added to the conversation. Social, educational, safety, transportation, and food security majorly impact a person’s mental and physical health. If a program like Medicaid (or commercial health insurance) prevents downstream medical costs, it only makes sense to use those funds to address all the factors that impact health, especially if they are less costly than hospital procedures and expensive medication.

“Medical care makes up about 20 percent of what determines a person’s health, yet right now we spend almost all health dollars – including Medicaid – treating conditions medically and not preventing disease outside the exam room,” said Dr. Ann Barnes, a physician, and CEO of Episcopal Health Foundation via release. “We have to change the way we think about health and how we pay for it. The report shows how things could change for the better in Texas.”

The organizations that administer Medicaid benefits can experiment with how they use government funds to improve the health of their clients. The Centers for Medicare and Medicaid Services has been more open to its funds being spent on

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LAW

How Personal Injury Lawyers Ease The Pain After An Accident

personal injury lawyers help after car accident insurance settlement


Many car accidents are reported yearly; you can be a driver or passenger victim. Recovery from a car accident is often a long process that can affect your financial and emotional and physical health. An accident will likely leave you with injuries, and contacting a personal injury lawyer will speed up your recovery process. Not only will this attorney pursue your compensation, but they will also be a very valuable asset during your recovery. This article looks at how a personal injury lawyer can make you and your family feel better after a car accident.

Speaks On Your Behalf After An Accident

A major car crash will likely leave you hospitalized and unaware of what is happening during the first and most vital examination of an accident. The police do the first accident investigation, and after you submit your claim, the insurance company carries out its investigation and largely depends on the report given by the police. Your attorney is your voice during this period because the police are supposed to be objective, while the insurance company is often interested in the kind of compensation you get.

Reliving an injury as you try to recover emotionally and physically can negatively affect your recovery process. your personal injury lawyer will visit the accident scene, talk to witnesses, carry out their investigation, and become your voice. The lawyer eases the pain of accounting for the accident as they are on your side.

Provides Access To Improved Medical Care

After an accident, one is often rushed to the nearest health facility so that one’s life can be saved. Sometimes, the medical care provided may need to be improved, and you may require a second opinion or services in another hospital. A personal injury lawyer will come in handy to ensure that

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INSURANCE

What You Should Know About Health Insurance Deductibles

Health insurance deductibles can be confusing.

They’re often one of the most misunderstood aspects of health insurance. Worst of all, they can impact your finances if you need help understanding how they work.

You must pay a deductible before your health insurance provider begins to fund its portion of covered medical costs. In other words, it’s the amount you spend on health care before your insurance kicks in.

So, how do you know whether your deductible is high or low? What is an appropriate health insurance deductible? And how do you decide which is best for you?

In this blog post, we’ll answer all those questions and more. Read on to learn all about health insurance deductibles.

How do health insurance deductibles work?

Before your insurance provider starts to pay for medical care, you must first pay a deductible. If your deductible is $1,000, for example, you will be responsible for the first $1,000 of covered medical costs. You must first pay a deductible before your insurance provider begins to pay for medical care.

Most people choose to have a deductible that they can afford to pay out-of-pocket if they need medical care. The higher your deductible is, the lower your premium (monthly cost) will be. A high deductible plan is sometimes called a “catastrophic” plan. It covers major medical expenses only after you have met your deductible.

Suppose you have a Health Savings Account (HSA) eligible plan. In that case, you may use tax-free money from your HSA to pay for your deductible and other out-of-pocket costs.

What’s a Deductible?

Before your insurance plan pays for medical services, you must first pay a deductible. If your deductible is $1,000, for example, you will be responsible

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LAW

The Role of Accident Lawyers in Seeking Justice for Victims

Many people will always need to understand why accident lawyers are needed. After all, it is said that accidents happen. Those injured by accident should just move on and get over it because life has to go on. It is common for someone injured to feel like they have no recourse or options when an accident occurs.

Accidents can have a profound impact on victims and their families. While physical and emotional recovery can be difficult, seeking justice for the harm caused can be equally challenging. this is where accident lawyers are crucial in helping victims seek justice and compensation.

Victims of accidents often feel more comfortable sharing their stories with a personal injury lawyer. Often, the victim of an accident has been trained in how to manage various kinds of medical and emotional issues.

A personal injury lawyer can often fill in the gaps for victims who have been taught these skills for survival but may not be fully trained to deal with the practical side. By understanding how claims are covered under these benefits, victims become more informed and better equipped to pursue justice after they have been injured by an accident.

Provide guidance and support:

After an accident, one of the first things a victim is likely to feel is helplessness and despair. It is common for victims to be very confused and frustrated by their injuries, coupled with physical pain and sometimes the loss of income.

While workers’ compensation programs sometimes cover work injuries, they often do not apply to personal injuries caused by negligence or car accidents. The experts at a personal injury lawyer can help you sort out your insurance policy and how you will immediately pay medical bills.

Represent their clients

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INSURANCE

When is an abortion covered by health insurance?

Abortion rights advocates demonstrate outside of the US Supreme Court a day after the Supreme Courts overturning of Roe v. Wade in Washington, DC on June 25, 2022.

Abortion rights advocates demonstrate outside of the US Supreme Court a day after the Supreme Courts overturning of Roe v. Wade in Washington, DC on June 25, 2022.Craig Hudson for The Washington Post via Getty Images

  • Whether or not abortions are covered by health insurance depends on your plan type and state laws.

  • many businesses have said they will cover travel costs for workers seeking out-of-state medical care.

  • Here’s how to determine if your insurance plan covers abortion now that Roe v. Wade is overturned.

Following the Supreme Court’s overturning of Roe v. Wade last week, Americans who live in areas that ban abortion now must travel out-of-state in order to receive the medical care they’re seeking.

On top of the financial burden created by travel alone, abortions can cost anywhere from $350 to over $1,500. But depending on the state you live in and your insurance provider, health insurance can cover some or all of the bill.

Insider spoke with two health policy experts about which insurance plans cover abortion, and questions to ask your provider in the post-Roe era.

Which types of insurance plans cover abortion?

State policies on abortion health <a href=insurance coverage.” src=”https://s.yimg.com/ny/api/res/1.2/V2EvHHf4bXc6eJx_rW57jQ–/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MA–/https://s.yimg.com/uu/api/res/1.2/1DkdUpcZg5AewF_zHnm4SA–~B/aD0wO3c9MDthcHBpZD15dGFjaHlvbg–/https://media.zenfs.com/en/business_insider_articles_888/9173bf4aebf08fee674bf6f18f81f16b”/

State policies on abortion health insurance coverage.

State policies on abortion health insurance coverage.KFF

After the fall of Roe v. Wade, many companies across the US announced they would cover travel costs for employees seeking out-of-state medical care.

Employer health insurance falls into two categories: fully-insured plans and self-insured plans. A fully-insured plan is when an employer purchases health coverage from a state-regulated insurance company.

By comparison, companies with self-insured plans pay for employees’ medical bills directly. about 64% of US workers were covered by self-funded health insurance plans in 2021, according to Statista.

State laws — including those that outlaw insurance providers from

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