tufts health
tufts health

Best Cheap Health Insurance in Massachusetts 2023

Find Cheap Health Insurance Quotes in Massachusetts

The cheapest health insurance plan for most people in Massachusetts is the Standard Silver: Tufts Health Direct Silver 2000 IIwhich is the most affordable Silver policy in eleven of the state’s 14 counties.

If you are shopping for individual health insurance in Massachusetts, you can purchase cheap coverage through the state’s online exchange. In the marketplace, you may be able to find a policy that fits your financial situation and provides adequate coverage for your medical needs.

To help you find the best health insurance in Massachusetts, we compared health plans offered in the largest counties to find the most affordable option for each metal tier of coverage.

The average cost of a Silver health plan in Massachusetts is $553 per month for a 40-year-old.

When a health insurance provider calculates your monthly premium, age is a key factor. As you can see from the graph below, for every metal tier, the monthly premium gets more expensive as your age increases.

Cheapest health insurance companies in Massachusetts

Find Cheap Health Insurance Quotes in Massachusetts

For example, for a Silver policy, a 40-year-old will pay on average $83 more per month than a 21-year-old. The difference is even larger for a 60-year-old who pays $386 more per month than a 40-year-old.

The table below shows the cheapest plan available along with the monthly premium for a 40-year-old, in addition to the maximum deductible and out-of-pocket. These plans should be used to evaluate which metal tier might fit your individual needs.

Bronze Standard High Bronze HSA: WellSense Health Plan Bronze $331 $3,300 $7,500
Silver Standard Silver: Tufts Health Direct Silver 2000 II $392 $2,000 $9,100
gold Non-Standard Low Gold: WellSense Health Plan Low Gold $489 $1,750 $5,250
Platinum Standard Platinum: WellSense Health Plan Platinum $623 $0 $3,000

Gold and

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