Best Cheap Health Insurance in Massachusetts 2023
Find Cheap Health Insurance Quotes in Massachusetts
The cheapest health insurance plan for most people in Massachusetts is the Standard Silver: Tufts Health Direct Silver 2000 IIwhich is the most affordable Silver policy in eleven of the state’s 14 counties.
If you are shopping for individual health insurance in Massachusetts, you can purchase cheap coverage through the state’s online exchange. In the marketplace, you may be able to find a policy that fits your financial situation and provides adequate coverage for your medical needs.
To help you find the best health insurance in Massachusetts, we compared health plans offered in the largest counties to find the most affordable option for each metal tier of coverage.
The average cost of a Silver health plan in Massachusetts is $553 per month for a 40-year-old.
When a health insurance provider calculates your monthly premium, age is a key factor. As you can see from the graph below, for every metal tier, the monthly premium gets more expensive as your age increases.
Find Cheap Health Insurance Quotes in Massachusetts
For example, for a Silver policy, a 40-year-old will pay on average $83 more per month than a 21-year-old. The difference is even larger for a 60-year-old who pays $386 more per month than a 40-year-old.
The table below shows the cheapest plan available along with the monthly premium for a 40-year-old, in addition to the maximum deductible and out-of-pocket. These plans should be used to evaluate which metal tier might fit your individual needs.
| Bronze | Standard High Bronze HSA: WellSense Health Plan Bronze | $331 | $3,300 | $7,500 |
| Silver | Standard Silver: Tufts Health Direct Silver 2000 II | $392 | $2,000 | $9,100 |
| gold | Non-Standard Low Gold: WellSense Health Plan Low Gold | $489 | $1,750 | $5,250 |
| Platinum | Standard Platinum: WellSense Health Plan Platinum | $623 | $0 | $3,000 |
Gold and