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Top 9 Dubai Travel Insurance Benefits: Safe and Secure Travels


Planning a trip to Dubai? As dazzling and modern as this city is, no traveller is immune to unexpected accidents, injuries, or illnesses that can happen on any journey.


Travel insurance for Dubai safeguards you in case of emergencies abroad that could otherwise lead to astronomical medical bills or trip disruptions. But it offers so much more, too. Let’s explore the top 10 reasons Travel insurance for Dubai should be on your packing list!


1. Coverage for Medical Emergencies & Treatment


Getting sick or injured far from home can quickly turn a dream vacation into a nightmare. International travel insurance shields you from unexpectedly massive medical costs. Both inpatient and outpatient treatment at hospitals are covered, along with ambulance transportation. Certain policies even cover pre-existing medical conditions.


Without coverage, you could end up paying hundreds to thousands per day in Dubai medical fees. A quick accident requiring surgery or a short hospitalisation stay could mean crippling bills in lakhs or more! Dubai travel insurance prevents health emergencies abroad from morphing into financial catastrophes back home.


2. Protection from Trip Cancellation & Interruption


Will an unexpected event at home force you to cancel your long-awaited Dubai getaway entirely? Or interrupt it and race back early? Lost pre-payments on flights, hotels, tours, and more can cost thousands. Insurance provides trip cancellation and interruption coverage to recoup these non-refundable expenses.


Your insurance provider will reimburse the unrecoverable costs up to the limit specified in the policy schedule. So, just don’t leave home without travel insurance!  


3. Coverage for Lost, Damaged & Delayed Baggage


Between crowded airports and all that moving through hotels, the risk of bags getting lost, damaged or delayed is real. With baggage coverage, you’re offered a standard fee while bags

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INSURANCE

Faye Travel Insurance Review 2024


Faye is taking the travel insurance field by storm with its digital-first approach. 

Faye cuts through the jargon with an extremely user-friendly app that allows you to get a quote in as little as 60 seconds – with tons of option add-ons. 

Faye’s plans are not only easy to buy, they are comprehensive as well. Customers love the quick and easy claims process that can reimburse you via a digital wallet.

  • Faye offers a single base plan that can be completely customized with an ample array of optional add-ons.
  • With Faye, your claims can be reimbursed directly to a digital wallet which offers quick and easy access to funds. 
  • As a company, it has solid customer ratings and boasts an excellent financial rating from AMBest, meaning it’s a safe option for travelers.
  • Coverage limits are comprehensive – though limits vary depending on your state of residence and your trip destination. 
  • Try their online quote tool to see what types of options are available for your trip.

Pros & Cons

  • Friendly agents
  • Easy-to-use mobile app
  • Fast reimbursements for eligible claims
  • Prompt replies to questions
  • Long wait times for reimbursement
  • Difficulty reaching Faye outside of email & virtual chat

Offers Many Add-ons & Digital Claims Process


4.5

Is Faye legit?

Yes, Faye is a relatively new company to join the travel insurance market and boasts a 4.4-star rating from ConsumerAffairs and a 4.5-star rating on Trustpilot as of January 2024. 

Since Faye only started offering its modern travel insurance policies in 2022, most people may not be familiar with the brand.

Despite being lesser known, Faye offers plans backed by United States Fire Insurance Company, which has an AM Best rating of Excellent, meaning it’s a highly reputable insurance provider.

The company offers

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INSURANCE

Where Indians want to travel in 2024: ACKO partners with YouGov for ‘Travel Index 2023’

The survey revealed that 35 per cent of the respondents want to enjoy their vacations in scenic destinations, like mountains or the seaside. It also highlighted that 25 per cent of people chose Dubai as their favourite international travel destination, while 29 per cent wanted to explore Goa.

The report also showed that most travellers preferred to spend holidays with friends, spouses, partners or immediate family. 14 per cent of the surveyed youngsters however wanted to travel solo to explore and fulfil their travel goals.

How do Indians plan trips?

Three out of four participants said they use digital platforms to plan their travel. However, there is still demand for offline bookings and plans.

50 per cent of respondents consider the journey’s comfort as a prime factor. The cleanliness of the accommodations ranks highest among 51 per cent of travellers. Regarding activities, around half of the travellers prefer convenience, safety, and accessibility as the most significant considerations.

How much do Indians want to spend on travel?

According to ACKO’s Travel Index 2023 report, 71 per cent of respondents are willing to extend their travel budget and spend between Rs 1 lakh and Rs 6 lakh in the next few years on their international trip. Out of the 71 per cent of respondents, 47 per cent of them are willing to spend Rs. 1 lakh to Rs. 3 lakh, while 11 per cent would spend Rs. 6 lakhs and more on such trips.

For domestic travel, 55 per cent of people surveyed would spend Rs. 1 lakh or less for leisure trips in the country. However, 20 per cent of the individuals are open to spending more than Rs. 1 lakh on domestic travel.

Post-pandemic travel

According to ACKO’s report, 31 per cent of the respondents want to take more international

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INSURANCE

Travel news: New baggage tracking tool, plus cheapest insurance

Lost luggage is the bane of travelling and it only seems to have become worse since we returned to travel after the pandemic.

Well, Virgin Australia has announced it will be rolling out a tracking tool that could take the pain out of missing luggage. 

The system is an app-based logistic that informs passengers when their baggage has been checked in, loaded onto the aircraft, transferred to a connecting flight if required and at which baggage carousel it will be arriving.

Domestic and international coverage

Regular Virgin domestic travellers have been using the app on a portion of the airline’s domestic routes, but it will now be expanded to cover all Virgin domestic and international flights. 

“Australians find comfort in the ability to track food deliveries, postal deliveries, technology, even their heart rate, all via apps, and it made sense for travellers to be able to do the same thing when flying Virgin Australia,” said Paul Jones, chief customer and digital officer, Virgin Australia.

“By further enhancing our Australian-first baggage tracking technology to include all international services and additional notifications, we are giving guests the peace of mind to know where their baggage is at every step of the journey,” said Mr Jones.

If you want to track your luggage on Virgin, follow these steps:

  • download the Virgin Australia app. It’s free!
  • enable push notifications via app settings
  • once enabled, a series of push notifications will be sent to your phone throughout the journey, including when the bag is checked in, loaded onto the aircraft, transferred to an international partner airline, and available for collection at the final destination. The tool will also advise the guest at which carousel the baggage will be available for collection.

For more information, visit here.

Best travel insurance

The latest CPI figures

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INSURANCE

How much travel insurance costs in 2024

Conclusion: Is travel insurance worth it?

In a world of pandemics, flight cancellations, and lost luggage, travel insurance has become an important expense for travellers – if not always glamorous.

Travel insurance is designed to financially protect travellers from unexpected costs, such as medical evacuations and treatment, damaged belongings, or even rental car excess. 

Instead of the traveller paying completely out of pocket, they can make eligible claims on their travel insurance to get some or all of their money back.

For travellers on a budget, the right policy could make a huge financial difference.

However, many Australians may avoid considering travel insurance simply because they don’t know how much it costs in the first place.

Travel insurance costs depend on many things (such as destination, length of stay, and activities), so comparing travel insurance providers can help Aussies save where they can.

According to Mozo’s research, opting from an average premium to a cheaper one could save Aussie travellers over $100 per trip. 

“Mozo’s research shows Aussies could be paying hundreds of dollars more than they need to if they’re not comparing travel insurance policies,” says Mozo money expert Rachel Wastell.

“Travel insurance might not be the most exciting expense to organise when planning a holiday, but it’s critical Aussies don’t rip themselves off by choosing the first policy they see.”

The figures above are based on the cost of a comprehensive travel insurance policy for a family of four (two adults and two children), travelling to and from that destination for 14 days. The costs were then divided by two, as with family travel insurance policies, dependents are included for free.

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INSURANCE

Japan travel insurance sales up 44% on 2019: SCTI

New research from Southern Cross Travel Insurance (SCTI) shows Japan is now the seventh most popular destination among its Australian travellers, behind Indonesia, UK, Italy, Thailand, France and Singapore, and ahead of both the USA and New Zealand.

The total number of policies sold for travel to Japan in the year ending 31 October 2023 was up 44 per cent on the same time pre-pandemic.

While the allure of Japan captivates Australian visitors, SCTI CEO, Jo McCauley, reminds travellers that unforeseen challenges can arise during travel.

“Japan, like any destination, may present unexpected situations. The recent earthquake and airline incidents highlight the importance of ensuring adequate coverage for your journey. This way, you can immerse yourself in the beauty of Japan, without worrying about the unknown,” McCauley said.

 

Jo McCauley, CEO SCTI

SCTI has revealed the average cost of claims paid in the year ending 31 October 2023 was $1,245. The most common claims were for medical reasons (34%), followed by mislaid or delayed property and baggage (30%), and then unexpected changes to customers’ travel plans (19%).

In the same 12 months, Southern Cross paid out more than $220,000 in travel insurance claims to Australians travelling to Japan, with the most expensive being $18,000 when a customer was admitted to hospital with bacterial pneumonia. Other expensive claims include $17,000 to support a customer who slipped on ice, breaking their ankle which required hospitalisation and surgery, as well as a customer who sustained a back injury after being hit from behind by an out-of-control snowboarder whilst skiing in the slow zone and incurring a claim of more than $12,000 in expenses for repatriation to Australia and medical support.

“Japan is a popular destination for skiing and snowboarding holidays during our summer but if you’re planning on hitting

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INSURANCE

Business travel insurance: What you need to know

The entire travel industry is experiencing a post-pandemic surge and business-related trips are no exception. Spending on global business travel grew 47% in 2022 from the previous year and is expected to have grown 32% by the end of 2023, according to the Global Business Travel Association (GBTA). By 2027, it’s likely to become a $1.8 trillion industry.

With so much money being going towards travel costs, travelers need to understand how business travel insurance works. This is especially true as business and leisure travel (or “bleisure” for short) become increasingly blended thanks to flexible work arrangements. The Expedia 2023 Traveler Value Index reported that 76% of business travelers plan to extend their business trips for leisure purposes. But that also means your corporate coverage may not be enough to cover your entire trip.

Whether you’re traveling as an employee or as a small business owner, find out how to best prepare for your trip so you don’t expensive bills for unforeseen events like flight cancellations or medical emergencies.

Seven Corners RoundTrip Choice

Emergency medical coverage

$500,000 (Primary)

Trip interruption coverage

150% of costs

On Squaremouth’s Website

What is business travel insurance?

A travel business insurance policy covers specific events that may cause a financial loss while the covered individual is on a work-related trip. The details vary based on each specific business trip travel insurance plan — if you’re a small business owner, these are some of the coverage options you should consider when comparing policies:

  • Trip cancellation or interruption coverage
  • Missed connection assistance
  • Lost baggage coverage
  • Medical expense coverage

If you’re an employee who frequently travels for work, it’s best to check what benefits your company’s insurance policy offers. In most cases, travel insurance you’d normally buy for, say, a vacation will also cover business travel.

Who needs

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LAW
Featured

The Role of Employment Law Solicitors

The Role of Employment Law Solicitors

In the complex landscape of employment law, having the guidance of skilled employment solicitors is crucial for both employees and employers alike. This blog delves into the significance of employment law solicitors, with a focus on Birmingham-based practitioners, the specialized support available for employers, and the role of employment discrimination solicitors in ensuring a fair and just workplace.

Employment Solicitors: 

Employment solicitors serve as essential advocates for individuals navigating the intricate web of employment law. Whether you are an employee facing workplace challenges or an employer seeking to navigate legal complexities, the expertise of employment solicitors can make a significant difference in achieving fair and equitable outcomes.

These legal professionals are well-versed in employment legislation, contract law, and dispute resolution mechanisms, ensuring that individuals are aware of their rights and obligations in the workplace. From drafting employment contracts to representing clients in disputes, employment solicitors play a multifaceted role in upholding workplace justice.

Employment Law Solicitors Birmingham: 

For those in Birmingham, the services of employment law solicitors with a local presence offer a distinct advantage. Employment law solicitors Birmingham signifies not only legal expertise but also an understanding of the unique employment landscape in the city. Local solicitors are attuned to regional employment trends, industry nuances, and the Birmingham business environment, providing clients with tailored advice and representation.

Navigating employment law in Birmingham requires a nuanced understanding of local regulations and practices. Birmingham-based employment law solicitors bring this localized knowledge to the table, ensuring that clients receive advice and representation that is not only legally sound but also strategically aligned with the specific context of the city.

Strategic Partnerships:

Employers facing the challenges of workforce management, contractual issues, or workplace disputes can benefit immensely from the services of employment law solicitors for employers. These solicitors specialize in providing strategic … Read the rest

LEGAL
Featured

The Importance of Legal Representation in Separation Agreements

The Importance of Legal Representation in Separation Agreements

Navigating a separation is a complex and emotional journey, and one of the critical aspects often overlooked is creating a separation agreement. In this blog, we’ll explore the importance of having legal representation when drafting separation agreements. Understanding the role of legal professionals in this process can make a significant difference in ensuring a fair and legally sound resolution.

Clarity and Understanding of Legal Rights

Legal representation provides clarity on your rights and responsibilities during a separation. A skilled family law attorney can explain complex legal terms and help you understand the implications of various clauses in the agreement. This ensures that both parties understand the terms they agree to, fostering transparency and minimizing future disputes.

Tailoring Agreements to Your Unique Situation

Every separation is unique, and a one-size-fits-all approach rarely addresses the intricacies of individual circumstances. Legal professionals specialize in tailoring an Alberta separation agreement to fit each party’s specific needs and concerns. Whether it involves the division of assets, child custody arrangements, or spousal support, legal representation ensures that the agreement is customized to your situation, leaving no room for ambiguity.

Avoiding Costly Mistakes

Attempting to draft a separation agreement without legal guidance can lead to costly mistakes. Legal professionals have the expertise to identify potential pitfalls and ensure that the agreement complies with relevant laws and regulations. This proactive approach can save both parties time and money in the long run, preventing legal challenges or disputes arising from poorly crafted agreements.

Protection of Legal Rights and Interests

Legal representation acts as a safeguard for your legal rights and interests. Attorneys advocate to secure fair terms, protecting you from potential exploitation or undue pressure during negotiation. This protection is especially crucial when dealing with sensitive matters such as child custody arrangements or the division of significant assets.

Navigating

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INSURANCE LAW
Featured

Navigating Personal Injury Claims with Expert Personal Injury Solicitors in Manchester

Navigating Personal Injury Claims with Expert Personal Injury Solicitors in Manchester

In the bustling heart of England’s North West, Manchester stands as a vibrant city filled with history, culture, and a thriving community. Yet, like any urban area, accidents and mishaps can occur, leading to personal injuries. When such unfortunate events transpire, the assistance of experienced personal injury solicitors in Manchester becomes invaluable. In this blog post, we’ll explore the crucial role these legal professionals play, why you should seek their expertise, and how they can help you secure the compensation you deserve.

Understanding Personal Injury Claims

Before delving into the significance of personal injury solicitors in Manchester, it’s essential to grasp the concept of personal injury claims. Personal injury claims arise when an individual suffers harm due to the negligent actions of another party. These injuries can result from various incidents, including:

Road Traffic Accidents: Manchester’s bustling roads can sometimes be the site of unfortunate accidents, leading to injuries such as whiplash, fractures, or more severe trauma.

Slip and Fall Accidents: Whether in a commercial establishment, public area, or private property, slip and fall accidents can result in injuries ranging from sprains to head injuries.

Workplace Injuries: Manchester’s diverse workforce faces various occupational hazards. Personal injury solicitors can help employees seek compensation for injuries sustained on the job.

Medical Malpractice: In cases of medical negligence or malpractice, individuals may pursue compensation for injuries caused by healthcare providers.

The Role of Personal Injury Solicitors in Manchester

Personal injury solicitors are legal professionals who specialize in helping individuals who have suffered injuries due to the negligence of others. Here are several ways in which they play a crucial role:

1. Legal Expertise:

Personal injury law is complex and ever-evolving. Manchester’s personal injury solicitors possess a deep understanding of this field, staying abreast of legislative changes and precedents. They can navigate the intricacies … Read the rest